Living in a residence hall is one of the most exciting parts of the college experience, but it also comes with responsibilities. One of the most important things you can do to protect yourself is to consider renter’s insurance. While UGA does not require renters insurance, we strongly recommend it for residents living on campus. 

Many students don’t realize that the university is not responsible for personal belongings that are lost or damaged due to theft, fire, water leaks or other unexpected events. That means if your laptop is stolen, your clothes are damaged in a sprinkler incident, or a power surge fries your gaming console, you could be left to replace those items out of pocket unless you have renter’s insurance. 

Real-life examples when insurance helps: 

• Theft  

• Vandalism 

• Sprinkler system discharges 

• Personal liability 

To make things easy, University Housing has partnered with GradGuard, a trusted provider of renters insurance designed specifically for students living on campus. GradGuard’s policies are easy to understand, affordable, and can be purchased online in just a few minutes. Learn more or get a quote at gradguard.com/renters/uga. 

However, you are welcome to use any renter’s insurance provider you feel comfortable with. The important thing is you’re protected when the unexpected happens. Policies are typically less than $15 per month and can provide peace of mind all year long. 

Talk with your family, review your options, and choose the coverage that works best for you. It’s a small investment that can save you big headaches and big expenses down the road.